ZULKARNAIN; ARIF, Z. The Birth History of Sharia Financial Institutions and Their Contribution to the Economic Development of the Ummah in Indonesia. ITQAN: Journal of Islamic Economics, Management, and Finance, [S. l.], v. 4, n. 1, p. 86–96, 2025. DOI: 10.57053/itqan.v4i1.70. Disponível em: https://journal.itqanpreneurs.com/index.php/itqan/article/view/70. Acesso em: 5 apr. 2026.